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Information on Bankruptcy , Receivership and insolvency database - Australia

Getting information like if a person has been bankrupt before  or getting insolvency history or company details  can often be quite important before  a person or a company makes a decision to deal with  a entity or person.

So what is the NPII ( National Personal Insolvency INDEX) ?

The National Personal Insolvency Index is a data base maintained by the Insolvency Trustee Service Australia, an Executive Government Agency that oversights and regulates Australia’s bankruptcy laws, trustees and administrators.

The cost of searching a name on the system is $35 depending on information provider and somewhat prohibitive to both commercial and private enterprises.

insolvency bankruptcy recievership australia

The Insolvency and Trustee Service Australia ("ITSA") is responsible for maintaining an index containing information on proceedings and administrations under the Bankruptcy Act, 1966.

Any person can, for a fee, gain access to the information maintained on this index through authorised Index Search Agents.
Contact details of Index Search Agents are provided below. The fees charged by the different providers can vary.

National Personal Insolvency Index Search Agents

CITEC Confirm

CITEC Bankruptcy Search link: serviceAreas/subAreas/corporate_npii.shtml

Australian Business Research Pty Ltd

ABR Bankruptcy Search link:

Espreon Property Services

Espreon One-off Searches link:


Veda Advantage and Dun & Bradstreet in particular download new entries on a regular basis in order to update credit file information which is then used by the banks or other loan given insitutions  to check for bad credit history.

Often there are more options available as well before a person can consider bankruptcy  like a Part IX  agreement or part X agreement which a person can negotiate  with Itsa – more details here

For more information about the NPII and documents available for inspection, refer to ITSA’s fact sheet: Searching the Public Record.


What is a receivership? ( liquidation)

A company most commonly goes into receivership when a receiver is appointed by a secured creditor who holds security over some or all of the company’s assets. The receiver’s primary role is to collect and sell sufficient of the company’s charged assets to repay the debt owed to the secured creditor.

The receiver’s role is to:

  • collect and sell enough of the charged assets to repay the debt owed to the secured creditor (this may include selling assets or the company’s business)
  • pay out the money collected in the order required by law, and

Information sheets

For more information on Bankruptcy visit the ITSA website  and for more information on Receivership Or liquidation visit the ASIC website


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